Unlike in many parts of the country, drivers in our state are not required to carry an insurance policy which covers the driver and passengers in the other vehicle in a car accident. Many people in Miami choose to protect themselves against the possibility of being forced to pay the costs of an accident caused by another person by carrying uninsured and underinsured motorist coverage. If you were injured in an accident and have learned that the other party’s insurance offers you little or nothing to cover your bills, it is advisable to retain a Miami personal injury lawyer to help you find the compensation you need and deserve.
If your accident was caused by the other driver’s negligence, you deserve compensation for your medical bills and lost income in the present and future, as well as for your pain and suffering. An attorney from Klemick and Gampel, P.A. can check your policy to determine whether you have coverage for accidents caused by uninsured or underinsured motorists, and will help you with every aspect of your claim if this is the case. You may encounter resistance in paying the amount you truly need and deserve, but we will fight to maximize your recovery, even filing an insurance bad faith lawsuit if necessary.Uninsured and Underinsured Motorist Accidents in Miami
There are several strategies available even if your own insurance will not cover the accident. For example, if the driver has personal assets, it may be possible to bring a civil lawsuit for damages in the amount you deserve, while if you were injured in a drunk driving accident it is sometimes possible to sue the bar that served the alcohol. We may also be able to collect the amount you require from other drivers’ policies if you were injured in a multi-vehicle accident where more than one person can be demonstrated to be at fault. We will explore every possible avenue for pursuing your claim. When you have been injured in an accident caused by a driver with little or no insurance, contact a Miami personal injury attorney to learn about your options for pursuing compensation.